Is All Money Worth The Same?

Wealth Systems isn’t about some complex AI managing your money or over-engineering the process of building wealth. It’s about fighting the wealth erosion from endless central bank printing by adopting a systematic view of wealth building and preservation. It’s about gaining options by mechanically expanding your access to resources by building systems to save, invest and operate more effectively.

I view wealth as the only form of defense I can “play” that can protect my kids, grandkids and (hopefully) everyone they care about from danger. It can even give them opportunity, aka offense. That’s why money matters to me.

Most people think they are simply trying to make money. Most people don’t think about how their money loses value every year, constantly.

The people who control the central banking technocrats ultimately control the governments of the world. They use NGOs and other seemingly charitable vehicles to coordinate globally. The plan is simple: wealthy asset owners are trying to steal our wealth by creating more money to drive up asset prices (and rents to use assets) in order to funnel more economic energy to themselves — they are using the money printer as a transfer device to power their theft.

“How do you build wealth faster than central banks are destroying the value of money itself?” I asked myself that question for the first time in 2011 with 3 friends while we worked together to launch a hedge fund.

It is impossible to get your head around the scale of reckless and entirely unaccountable “credit creation” aka magic money making that happens every day across the world.

Every central bank is printing money and lending it to leading national banks. These central banks are also active in bond markets, precious metals and derivatives. The banks then lend capital principally direct to borrowers (major corps for payroll, acquisition finance, etc..) and to other financial institutions.

The elite are doing more than simply keeping themselves warm with the money printer.

They are playing offense (getting richer) and defense (making savers and income earners more poor).

There's been a stealth class war being waged against We the People for decades. Wages have stalled. Debt is rising. The dollar is dying. Food quality is dropping. Calorie access is restricting. Global tensions are rising.

All of it on purpose. All of it undone by Bitcoin.

Why are they going after your money?

Money gives you options, but the number of options (and quality of them) depends on the form you store your wealth in. Having your wealth stored in crumbling waterfront real estate is obviously precarious. What about crumbling USD? The form you store your money in will become increasingly important in the future. That will determine which options are available to you. Remember that. Ultimately, money is how you provide calories, shelter and opportunities for your family. It’s a key control surface that drives almost everyone’s life.

You need to unplug from that requirement by systematically building wealth.

Having a balance sheet filled with assets gives you more options, including the ability to summon money. You can even summon assets (money generators) if you work hard and know the right people. Speaking of..

The most valuable asset is a large and engaged network of smart, resourceful and powerful people who care about you. People lead to information and opportunities. Once you combine these with intelligent + consistent action, the universe of things possible for you becomes truly infinite.

You can run your entire wealth system with just these five basic ideas:

1. Categorize and track your expenses consistently

2. Auto-contribute to savings and investment accounts automatically

3. Constantly learn & network to increase income of your primary wealth engine

4. Evolve product, price, promotion and other levers to increase income of your secondary wealth engines

5. Make money with your money

Each of these actions – monitoring outflows, automating inflows, growing income streams, and leveraging capital – serves the larger purpose we discussed: building a resilient defense and a potent offense for your family's future. This isn't just about accumulating dollars; it's about systematically constructing security and opportunity. It’s about taking advantage of compounding and other intelligently leveraged forces.

Candidly, with how fast fiat purchasing power is being burned by inflation it is a mistake to have massive cash piles. The old idea of being the one-eyed man in the land of the blind (having cash while everyone else is cash poor) doesn’t make sense in the current environment where rampant money printing is making everyone blind.

Right now (and for the last 100-years at increasingly intense levels) central bankers and their controllers in New York City, Washington DC, City of London, Vatican City and Geneva are destroying wealth by eroding purchasing power via unrelenting debt-based money creation. You should have 6-months of expenses sitting in a liquid account earning decent interest. The rest should be in capital appreciation vehicles or income generating machines. You have to outpace the steamroller behind you. By some accounts, its moving at 8% per year. If your money isn’t outperforming that… your net purchasing power (which is all that matters) is actually going down. Deadly invisible hurdle rates draining economic energy and purchasing power from the masses.

This is why they lie about inflation statistics. They’d need to raise wages considerably if they admitted the truth.

Tracking expenses shores up your defenses against inflation of all kinds - monetary or lifestyle. Automating contributions steadily builds the asset base that gives you those crucial options. Increasing income provides the fuel for growth, powering both defense and offense. Investing multiplies your power over time.

Making money with your money is the domain of dividend investing, options writing, building e-commerce businesses, buying shares of cash flowing businesses and other activities that consume capital and varying amounts of attention in order to yield income and capital appreciation.

Think of your balance sheet and your network as two sides of the same powerful coin. The financial assets provide tangible options, while your network provides intangible access to information, support, and unforeseen pathways. One fuels the other. Intelligent action, applied consistently across both domains, is the engine that drives your Wealth System forward.

It's a lifelong endeavor, this construction of wealth. It demands diligence and foresight. But by viewing it as a system, that you consciously design, build, and maintain, you move beyond hoping for security and start engineering it. You create a legacy of options, protection, and potential that extends far beyond yourself.

We’ll end with a great read that demonstrates the power of budgeting and negotiating — controlling how much you spend is more than half of what you can control when it comes to wealth building. Remember that, too!

👋 Thank you for reading Wealth Systems.

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I started Wealth Systems in 2023 to share the systems, technology, and mindsets that I encountered on Wall Street. I am a Wall St banker became ₿itcoin nerd, ML engineer & family office investor.

💡The BIG IDEA is share practical knowledge so we can each build and optimize our own wealth engines and combine them into a wealth system.

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