Wealth Systems

Wealth Systems

Share this post

Wealth Systems
Wealth Systems
It's Not What You Make

It's Not What You Make

...It's What You Keep

Matt McDonagh's avatar
Matt McDonagh
Apr 05, 2025
∙ Paid
1

Share this post

Wealth Systems
Wealth Systems
It's Not What You Make
Share

We've all heard the saying, "A penny saved is a penny earned."

My favorite is a derivative, “it’s not that you make, it’s what you keep” — an amazing reminder of the importance of efficiency AND effectiveness in your wealth system.

But in today's world of relentless advertising, instant gratification, and seemingly endless subscription services, that simple adage feels more relevant – and more challenging – than ever before. Many people focus intently on increasing their income, chasing promotions, and side hustles. While boosting your earnings is important, it's only half the equation. True wealth building isn't about how much money flows in; it's about how much you strategically keep and grow.

This article isn't about depriving yourself of all joys in life. It's about gaining control over your finances, making conscious choices, and building a future where your money works for you, instead of the other way around. It's about shifting your mindset from passive spending to active, inten…

Keep reading with a 7-day free trial

Subscribe to Wealth Systems to keep reading this post and get 7 days of free access to the full post archives.

Already a paid subscriber? Sign in
© 2025 Matt McDonagh
Privacy ∙ Terms ∙ Collection notice
Start writingGet the app
Substack is the home for great culture

Share