It all started with an Excel spreadsheet.
Of course, it always starts with a spreadsheet, on Wall Street.
But my first office was technically on Park Avenue South, and in those early days, my world was a grid of numbers that supposedly explained everything. We built models, cathedrals of assumptions, to predict the future of stock prices or the trajectory of a small-cap med tech company. We were moving value around, slicing it, dicing it, taking a little piece for ourselves with every transaction. It was a good living, and for a while, I thought it was the whole game.
I even co-founded a hedge fund on the principle that we could build a better spreadsheet, a smarter model.
But then I discovered a different kind of model.
Not a financial one, but a machine learning one.
I stumbled into the world of data engineering and saw something that changed my perspective entirely. While finance was busy shuffling the same deck of cards, tech was printing entirely new ones. It was creating value out of thin air, out of logic and electricity. The cost of intelligence itself was plummeting, and I realized I was on the wrong side of the value equation. I wasn't building anything; I was just placing bets on the builders.
So I dove in. Headfirst. I became obsessed. I spent my nights on Kaggle, the online arena for data scientists, wrestling with algorithms. I devoured research papers from places like DeepMind and Google AI (soon to become married, although I did not know that) not because I had to, but because I couldn't stop.
I was a kid again, taking apart the family radio to see how it worked, only now the radio was a neural network and its signals were the hidden patterns in global data streams. I started building systems—growth engines for companies, powered by machine learning, automating the messy, human parts of sales and operations.
I learned that the right system, with the right incentives, is the closest thing we have to magic.
And that’s how I found my way to Bitcoin.
At first, I saw it through a trader’s eyes: a volatile, fascinating asset. A pure speculative play. But the more I looked, the more I saw a system. Not just a financial asset, but a global, decentralized, autonomous machine for storing and transmitting value. It was the most elegant, powerful, and reliable growth and operation system I had ever seen. It wasn’t built by a company; it was built by an idea. And it had been running without a single second of downtime for over a decade. My Wall Street brain saw a pristine balance sheet. My tech brain saw the most robust network ever created.
Now, as a trusted tester for Google’s Gemini AI and surrounding technologies, I spend my days at the absolute frontier of artificial intelligence.
I see what’s coming.
I see how AI and decentralized networks like Bitcoin are two sides of the same coin—one creating intelligence, the other preserving the value that intelligence creates. And I see a historic opportunity, a moment in time where the United States can and must secure its leadership for the next century.
The world is being rebuilt in code. The nature of money, power, and national security is being redefined. To lead the world, America must lead in Bitcoin. Not just by having a few corporations dabble in it, but by making it a core part of our national strategy.
What follows is not a modest proposal.
It is a comprehensive plan to ensure the United States becomes the undisputed global leader in Bitcoin ownership, infrastructure, and innovation. It’s a plan built on my journey from the trading floors of finance to the frontiers of machine learning.
It’s a plan to build a better system.
Pillar 1: The Fort Knox of the 21st Century: Government Accumulation
There’s a certain genius to the way America thinks about strategic assets. We don’t just leave things to chance. That’s not American. When we realized our entire economy ran on oil, we created the Strategic Petroleum Reserve, a series of giant underground salt caverns filled with nearly a billion barrels of crude. It’s our insurance policy. We did the same with gold, stacking it up in Fort Knox. These weren’t market bets; they were strategic decisions about national security.
It’s how America operates. Trust, but verify your security.
We are now at another one of those moments.
Bitcoin is a strategic monetary asset for the digital age, and we need to treat it as such. The idea that the U.S. government should not only hold but actively acquire Bitcoin might sound radical to some… but from a systems perspective, it’s the most logical move on the board.
The goal is ambitious but achievable: accumulate at least 1 million BTC in our national reserves by 2030. This isn’t about “aping in.” It’s about a deliberate, phased, and transparent strategy.
First, the low-hanging fruit. The U.S. government is already one of the largest holders of Bitcoin on the planet, thanks to the tireless work of the Department of Justice, FBI, and IRS. They’ve seized it from criminals like the Silk Road’s founder and hackers who tried to hold our infrastructure hostage. As of the March 2025 executive order, the official policy is to retain these assets. That’s a fantastic start. The first step is to conduct a full, transparent audit of these holdings, which are estimated to be around 198,000 BTC. Put it on a public dashboard. Let the world see we’re serious.
Next, we start buying.
Not in a way that sends the market into a frenzy, but quietly, professionally. The government should allocate $20 to $40 billion annually to purchase Bitcoin. This isn’t new spending; it’s a reallocation of assets. We could use funds from budget surpluses or even monetize a small fraction of our gold certificates. The purchases would be executed through over-the-counter desks, the same way large institutions do it. This avoids slipping on the public exchanges and driving up the price for everyone else. It’s the financial equivalent of a submarine gliding silently beneath the waves. The target is a steady acquisition of roughly 300,000 BTC per year. It’s a dollar-cost averaging strategy on a national scale.
To formalize this, Congress must pass the BITCOIN Act (S.954). This isn’t just paperwork; it’s about setting the rules of the system. The act would establish a 20-year holding period, making it clear this is a long-term strategic reserve, not a trading position. It would create a dedicated treasury fund, insulated from the whims of short-term politics.
Looking further out, we can get creative.
We can partner with states like Texas and Wyoming, which are already far ahead of the federal government in embracing Bitcoin.
They can create their own sub-national reserves, creating a resilient, decentralized network of government holdings within our own borders.
And finally, we can start producing our own.
The U.S. can subsidize state-owned or public-private mining operations that are powered by clean, renewable energy.
Imagine a mining facility attached to a hydroelectric dam in the Pacific Northwest, or one that harnesses the flared natural gas being burned off in the Permian Basin, turning waste into a strategic national asset. The goal would be to generate 5% of all newly mined Bitcoin right here at home, for our own reserves. We wouldn’t just be buying the asset; we’d be creating it.
Pillar 2: Unleashing the Private Sector: The People’s Money
A government reserve is only half the equation.
True leadership means that Bitcoin is woven into the fabric of our economy. It needs to be held by individuals, used by businesses, and integrated into our financial system. The goal is to push private U.S. holdings to exceed 10% of the total Bitcoin supply… that’s about 2.1 million BTC in the hands of American citizens and corporations.
The biggest obstacle right now is a tax code that treats Bitcoin like a 19th-century railroad stock.
It’s absurd.
If you buy a coffee with Bitcoin, you technically have a taxable event. It’s like having to calculate the capital gains on a half-eaten donut. It’s a system designed to discourage use.
We need to flip the incentives. First, we should introduce a zero capital gains tax on Bitcoin held for more than one year.
This simple change would transform Bitcoin from a short-term speculative asset into a long-term savings vehicle.
It tells people: we want you to buy this and hold it. We want you to save for your future in the world’s best-performing asset. To kickstart this, we could also offer a deduction for Bitcoin purchases up to $10,000 per year. This gets it into the hands of everyday Americans, not just high-net-worth individuals.
For corporations, we can take a page from Michael Saylor’s playbook at Strategy.
He showed the world how a public company could use Bitcoin as its primary treasury reserve asset. We should encourage this. We can offer grants for companies that convert a portion of their treasury to Bitcoin and allow them to use BTC as collateral for loans at favorable rates. This de-risks the move for CFOs and unlocks a powerful new tool for corporate finance.
Of course, none of this works if people don’t understand what they’re buying. We need a massive education campaign. The Treasury and the IRS should launch free online courses on the basics of Bitcoin and self-custody. The goal should be to reach 50 million Americans by 2027. We need to demystify this technology and give people the confidence to participate.
Finally, we need to make it easy.
We should mandate that all federally regulated banks offer their customers simple, secure Bitcoin wallets. And we should make it possible for any American to receive a portion of their paycheck in Bitcoin, on an opt-in basis. If someone wants to automatically convert 5% of their salary into savings that can’t be debased, they should be able to do it with a single click. This is how we go from the current adoption rate of around 14% to over 25% of the population.
Pillar 3: Building the Engine Room: Infrastructure and Innovation
Owning Bitcoin is one thing.
Controlling the network that powers it is another. The Bitcoin network’s security and processing power comes from its miners, and their collective computing power is called the hashrate. The global hashrate is the most powerful computing network in the world, and America needs to be its undisputed leader. Our immediate goal should be to secure and maintain over 40% of the global hashrate within our borders.
We should target 51% by 2040. We will dominate block space with that.
How do we achieve this?
It starts with energy. Bitcoin mining is energy-intensive, but that’s a feature, not a bug. It allows us to monetize stranded energy assets. We need to roll out the red carpet for miners who use green energy. Tax credits, streamlined permitting, and government-backed loans for operations that co-locate with solar, wind, or hydro power. We should be building massive mining hubs in places like Texas, turning wasted flared gas into a productive, strategic activity.
But we can’t just be the miners; we need to build the mining equipment.
Right now, we are dangerously reliant on foreign manufacturers for the specialized computer chips (ASICs) that power these mining rigs. We need a “CHIPS Act” for Bitcoin. We should invest $2 billion in public-private partnerships to build domestic ASIC fabrication plants. This is a matter of national security. We cannot allow our critical digital infrastructure to be dependent on supply chains that could be disrupted by geopolitical rivals.
Leadership also requires brainpower. We need to keep the best and brightest minds in the blockchain space right here in the U.S. That means allocating $1 billion in funding through the National Science Foundation (NSF) for research and development in cryptography, Layer-2 solutions like the Lightning Network, and decentralized finance. We should also create special visa programs to attract top global talent to our innovation hubs in crypto-friendly states like Florida, Wyoming, and Texas.
We need to foster the entire ecosystem. That means supporting the development of technologies that make Bitcoin more useful for payments and other applications. The more utility Bitcoin has, the more organic demand there will be, creating a virtuous cycle of adoption and innovation.
Pillar 4: The Grand Chessboard: Risk Management and International Strategy
A plan this ambitious is not without risk. A former hedge fund guy like me is paid to think about what could go wrong. Bitcoin is volatile. Its price can swing wildly. Geopolitical rivals are not going to sit idly by while the U.S. corners the market on the world’s most important digital asset.
First, risk management. While we are accumulating Bitcoin in our Strategic Bitcoin Reserve (SBR), we must be prudent. The SBR should be 10-15% of our total national reserves. This provides a meaningful hedge against inflation and currency devaluation without exposing the entire country to a severe price drop. Think of it as portfolio diversification for the nation-state.
The security of these assets is paramount. The government’s holdings must be secured using the highest standards available: multi-signature, geographically distributed, offline cold storage. There should be regular, public audits to ensure the integrity of the reserve. We should also tie our accumulation strategy to our overall fiscal health. If our national debt-to-GDP ratio exceeds a certain threshold, the purchasing program could be automatically paused. This builds in a safeguard and makes us focus on our spending, not just our income.
Some critics will say the only way to avoid the risk is to sell what we have. That’s like saying the only way to avoid the risks of the internet in 1995 was to unplug all the computers. It’s a failure of imagination. Leadership requires embracing calculated risks.
On the international stage, we need to play chess, not checkers. We should use our diplomatic power to encourage our allies, the UK, Canada, Australia, Japan, to adopt similar Bitcoin reserve policies. This would create a “Bitcoin Alliance” of free nations, a powerful economic bloc to counter the influence of authoritarian regimes like China.
We need to monitor our competitors closely.
Intelligence agencies should be tasked with tracking the hidden Bitcoin holdings of rival states. It’s widely believed that China, despite its public ban, secretly holds one of the largest stashes of Bitcoin in the world. We need to know what they have and adjust our strategy accordingly. We can also use trade policy to our advantage, negotiating joint mining ventures with friendly, energy-rich nations like Bhutan or El Salvador, further diversifying our sources of new Bitcoin.
This is a new great game, and the prize is not territory, but a stake in the future of money itself.
The American System
The timeline for this plan is aggressive, aka American.
Within the first year, we can solidify the SBR with over 300,000 BTC and push private adoption to 18%. By 2030, we can hit our targets: over 1 million BTC in the national treasury and more than 15% of the total global supply held within the United States. Success will be measured in annual reports from the Treasury, tracking our progress on hashrate, ownership, and adoption.
Executing this plan will require bipartisan support and a clear-eyed vision that transcends election cycles. It leverages America’s greatest strengths: our innovative spirit, our deep capital markets, and our ability to build powerful, resilient systems.
When I left Wall Street, I was looking for a way to create value, not just move it around.
Bitcoin is a system that creates a new kind of value: decentralized, incorruptible, and sovereign. By embracing it, we are not just hedging against inflation or diversifying our reserves. We are building a foundation for American prosperity and security for the next hundred years. We are choosing to lead, not to follow. We are choosing to build the future, not just react to it.
It’s the most important trade we will ever make.
Friends: in addition to the 17% discount for becoming annual paid members, we are excited to announce an additional 10% discount when paying with Bitcoin. Reach out to me, these discounts stack on top of each other!
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I started Wealth Systems in 2023 to share the systems, technology, and mindsets that I encountered on Wall Street. I am a Wall St banker became ₿itcoin nerd, ML engineer & family office investor.
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